Do you suffer from frequent migraine attacks? Are you wondering whether your migraine symptoms will affect your premiums for life insurance? iLL helps people with many different medical conditions like migraine to find cover that protects them and their loved ones to bring complete peace of mind. Our unique comparison service puts your details before a network of approved impaired insurance specialists, so you can find a migraine life insurance policy that suits you.
If you suffer from migraine, you may often experience a severe pounding or throbbing headache, which is most usually experienced on one side of your head. Other symptoms of migraine include nausea, vomiting and heightened senses such as increased sensitivity to light. Migraine is a common health condition, and there are various forms a migraine can take. Some migraine attacks give a sufferer warning signs that they are about to happen, such as flashing lights in the eyes, while others happen suddenly and without warning (known as a migraine without aura).
Migraine can occur frequently in the case of extreme sufferers. Common painkillers such as ibuprofen and paracetamol can ease symptoms. It is unknown what exactly causes migraine, although it is considered to be linked to chemical changes in the brain. Other triggers of migraine include menstruation (in women), fatigue, lack of sleep and eating too many sugary or salty foods.
Those with migraine are encouraged to eat healthily and live a healthy lifestyle, with frequent exercise. As migraine is a common condition with no danger to life or severe impact on the body's organs or underlying health conditions, most insurers will offer cover on standard terms.
If you suffer from frequent migraine attacks, you may be wondering where you can find an insurer that will accept your application for life cover. It is unlikely that an insurer will be cautious about accepting an application for migraine life insurance, unless your migraines are linked to another more serious underlying health condition. All insurers have to underwrite applications they receive from customers looking for migraine life insurance, and need to manage their level of risk. By using our quick comparison service, with iLL, you can easily find the right insurer for your personal circumstances.
If you suffer from frequent migraines that are severe and leave you unable to work, you might have to pay higher premiums than a person with no health conditions at all. However, the increase should be minimal. Premiums offered to you by an insurer will however depend on the severity of your migraines, the medications you are taking to treat them, how long you have suffered from migraines and the level of risk you pose to an insurer.
Prices from insurers will vary depending on who you speak to, which is why iLL's comparison service can help you find the best impaired migraine life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your condition is severe, you are not taking medications to control your symptoms and there is a great likelihood of you making a claim to an insurance company in future, a loading fee may be applied to cover this risk.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal for a migraine life insurance policy. Simply obtain your quote by entering your details into the form below.
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Get your migraine life insurance quote
iLL works with many of the UK's leading migraine life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one migraine life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK's leading FCA-regulated insurance providers. This should help you to find:
Get your migraine life insurance quote
Generally speaking, as with life insurance cover, critical illness cover for people with migraine is usually offered at standard rates, unless there is an underlying reason as to why their migraines keep occurring. An insurer may request further details from your GP.
It is important to present your application for migraine life insurance to the right insurer. iLL's policy comparison service can help you find the right cover. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today. We help take the hassle out of finding the right insurance policy for your needs.
iLL makes the buying of migraine life insurance quick and straightforward. If you have an impairment, it can feel overwhelming to know where to find the best price and insurer for your circumstances. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for migraine life insurance. Our free comparison service can help you find the right policy at the best price.